The medical bills from a car accident in Orlando, Florida, can be substantial. Many victims experience a financial crisis after a car crash. They are out of work because of their injuries, and they have medical bills and expenses piling up.
There are several sources for paying medical bills after a car accident in Orlando, and Payer Law Personal Injury Lawyers can help you follow through with your best course of action. We have recovered over $100 million in verdicts and settlements for our clients to date.
Call us at (407) 648-1510 for a free consultation with an Orlando car accident lawyer. We are available 24/7 to discuss your car accident case.
How Payer Law Personal Injury Lawyers Help You With a Car Accident Claim for Medical Bills and Other Damages in Orlando, FL
In most cases, insurance will pay a substantial portion of your medical bills after a car accident. However, getting the insurance company to pay can be challenging. Additionally, which insurance company is responsible for paying your medical bills?
Florida car insurance laws are confusing. At Payer Law Personal Injury Lawyers, we handle the insurance companies for you so that you can focus on recovering. Our legal team has over 28 years of combined experience handling personal injury cases. We are members of the Multi-Million Dollar Advocates Forum and other prestigious legal organizations.
When you hire our top-rated car accident lawyers in Orlando, you can expect us to:
- Investigate your claim to determine how the car accident occurred
- Gather evidence proving who is responsible for the car crash
- File insurance claims and negotiate insurance settlements
- Work with leading expert witnesses to gather additional evidence as needed
- Determine how much your car accident claim is worth by documenting and analyzing your damages
- Negotiate settlements that compensate you fairly for your damages
- File a lawsuit and argue your case at trial if necessary
You do not have to figure out a car accident claim alone. We are here to help you navigate the claims process to get the money you need and deserve after a car accident in Orlando, FL. Contact our law offices today to schedule your free case review.
No-Fault Car Insurance in Florida
Florida drivers are required to have no-fault insurance coverage or Personal Injury Protection (PIP) insurance. No-fault insurance pays you benefits if you are involved in a car crash, regardless of who caused the accident. Therefore, your PIP insurance carrier is often the first source of money to pay medical bills after a car accident.
However, PIP benefits are limited. Under Florida’s no-fault insurance laws, PIP coverage is limited to 80% of your medical bills. Furthermore, coverage for medical bills is limited to $2,500 if you do not sustain an emergency medical condition. Even if you sustain severe injuries that require emergency care, your medical bills will likely far exceed the minimum coverage of $10,000.
Fortunately, in these circumstances, you may have other legal options available to you.
Health Insurance Coverage for Medical Bills After a Car Accident
If you have health insurance, it might pay your medical expenses after PIP insurance is exhausted. However, your deductibles and co-pays will apply. Your health insurance policy determines what is covered and not covered.
Filing an Insurance Claim Against the Other Driver
Even though Florida is a no-fault insurance state, you can pursue a claim against another driver if your losses exceed your policy limits, if you sustained serious injuries, or if another exception applies.
However, to recover compensation for damages from the other driver, you must prove fault. In other words, you must have sufficient evidence to prove the other driver is responsible for causing the car crash.
If you can prove liability for the car accident, you can file a claim against the other driver’s liability insurance coverage. Liability insurance compensates accident victims for economic and non-economic damages caused by a covered driver and incident. Therefore, you could receive compensation for your medical bills, pain, suffering, lost wages, and other damages.
Filing a Personal Injury Lawsuit After an Orlando Car Accident
Regardless of whether the other driver has liability insurance, you can file a personal injury lawsuit against the other driver if you meet the statutory requirements for serious injuries. You may also sue the other driver if your medical bills and lost wages exceed your $10,000 PIP coverage.
However, you must still prove fault in this scneario. If the other driver has liability coverage, the insurance company will hire an attorney to defend the lawsuit. Otherwise, the driver can hire a lawyer to defend the lawsuit.
The injured party has the burden of proving that the other driver’s negligence was the cause of the accident to be entitled to damages.
Schedule a Free Consultation With Our Orlando Car Wreck Lawyer
The stress of paying medical bills and other expenses after a car crash can be overwhelming. Our legal team at Payer Law Personal Injury Lawyers wants to help you secure fair compensation for your car accident claim to help with these expenses. Call our law firm today to schedule a free case review with an experienced Orlando car accident attorney.